Want to pay off your debt?
Take whatever money you would be putting into the lottery, and put it against the debt. Were you going to play a dollar? Odds are, you would not have won, and you would be a dollar shorter. But, had you put that dollar against your debt, then you are one dollar less in debt, and that’s one less dollar they will be charging you interest on.
Use the same philosophy when you are thinking of buying a coffee or bottled water, when you are thinking of dropping some money on a DVD, or a video game, when you are thinking of buying lunch instead of brownbagging it. Pretty soon, you will be out of debt, and you will be playing the lottery with spare change because it would be nice, not because you cannot afford to pay the bills.
Best of luck!